One of the most regulated industries in the United States is over-the-road trucking. Nearly anything you have in your house, from light bulbs, to toilet paper, to your flat-screen television, was delivered to where you bought it by truck – indeed, 70 percent of all goods travel by truck. And every year, more regulations are [...]
If it’s raining outside and you have a raincoat with a hood on, that’s pretty good. It will keep your clothing dry for the most part. Your pants and shoes might get wet and your face might get a little wet. If you want to stay drier, add an umbrella for more protection. That’s what [...]
1. Who did I have an accident with? Be sure to get complete information from the other party(ies) involved. This means copying down their address, driver’s license #, date of birth, and ask for their phone number. In addition, obtain their insurance information including, the company, policy #, agent if there is one, the policy [...]
As you may suspect or already be quite aware of, commercial insurance is quite a bit more involved than personal lines for the most part. Most businesses are required to work with at least one other company in order to thrive. Simply being in business puts you and any of your business partners at risk [...]
An “excluded driver” is a person whose “crashes” are not covered on a California commercial auto insurance policy for any of the coverages on the policy. Your insurance carrier must have written a “named driver exclusion”, for a specific individual, for him/her to be considered as “excluded” on your insurance policy. This does not mean however that [...]
